BY ENTERING OR USING
THE MYCENTRALIOWA.COM WEBSITE (THE ''WEBSITE''), YOU (THE ''USER'') ARE
USE THE WEBSITE OR LOREN KARR MEDIA SERVICES AVAILABLE ON THIS WEBSITE
(COLLECTIVELY, THE ''SERVICES'').
1. User Information
You certify to Loren
Karr Media (''LKMedia", "Loren Karr Media'' or ''We'') that you are not
a minor, i.e. that you are at least eighteen (18) years of age;
provided, however, that a minor's parent or legal guardian may
authorize a minor to use lorenkarrmedia.com under supervision of the
parent or guardian.
Loren Karr Media does
not warrant that the Service will be available 24-hours per day, 7-days
per week. Loren Karr Media will have no liability to you for the unavailability of the
3. Proprietary Rights to Information and Data
The information and
data provided by or through the Service is protected by international
copyright laws of Loren Karr Media. The User acknowledges that such information and data may
contain other proprietary information and material, and the User will
respect all such proprietary rights and take such precautions as may be
reasonably necessary to protect private, confidential and other
proprietary information and material from unauthorized use.
Loren Karr Media's logos
and product and service names are trademarks or service marks of Loren Karr Media
(collectively, ''Marks'') or any of its affiliates. The User agrees not
to display or use, in any manner, any of Loren Karr Media's Marks
or copyrighted material without Loren
Karr Media's prior written
consent. Third party trademarks, service marks, logos and trade names
appearing on any of the websites which are part of the Service are the
property of their respective owners.
5. Prohibited Uses
You expressly agree not
to use the Service in a manner that is prohibited by any law or
regulation, or to facilitate the violation of any law or regulation.
6. Monitoring of the Service
Loren Karr Media may, in
its discretion, monitor the Service and the use thereof by the User to
extent practicable, fraudulent, unlawful or abusive use of the Service,
subject at all times to the disclaimers described in Section 8 below. Loren Karr Media may
also intercept and disclose any content, record, use, data or
information, to the extent necessary to protect Loren Karr Media's
rights and fulfill its obligations (to the extent applicable),
including without limitation, for mechanical or service quality control
or to comply with any law, regulation, or governmental request, all as
determined by Loren Karr Media and as permitted by applicable law.
Loren Karr Media is not
responsible for the content on the Internet or World Wide Web pages
that are contained outside the Service. As a convenience to our
members, Loren Karr Media provides links to many resources. Loren Karr Media makes
no representations as to the quality, suitability, functionality or
legality of any sites to which Loren
Karr Media may provide links, and
the User hereby waives any claim the User may have against Loren Karr Media with
respect to such sites.
8. DISCLAIMER OF WARRANTIES
YOU EXPRESSLY AGREE
THAT USE OF THE SERVICE IS AT YOUR OWN RISK. NO WARRANTY,
REPRESENTATION, CONDITION, UNDERTAKING OR TERM - EXPRESSED OR IMPLIED,
STATUTORY OR OTHERWISE - INCLUDING BUT NOT LIMITED TO THE CONDITION,
QUALITY, DURABILITY, PERFORMANCE, ACCURACY, RELIABILITY,
NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE
OR USE OF THE SERVICE IS GIVEN OR ASSUMED BY LOREN KARR MEDIA. ALL
SUCH WARRANTIES, REPRESENTATIONS, CONDITIONS, UNDERTAKINGS AND TERMS
ARE HEREBY EXCLUDED. LOREN KARR
MEDIA MAKES NO WARRANTY THAT THE SERVICE WILL MEET YOUR
REQUIREMENTS, OR THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY,
SECURE, OR ERROR FREE.
9. LIMITATION OF LIABILITY
IN NO EVENT WILL LOREN KARR MEDIA BE
LIABLE TO ANY USER OF THE SERVICES OR OTHER PARTY AFFECTED BY THE
SERVICE FOR ANY DAMAGES INCLUDING WITHOUT LIMITATION, ANY DIRECT,
INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES
(INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF BUSINESS PROFITS,
BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, LOSS OF PROFITS
AND SAVINGS AND THE LIKE), OR ANY OTHER DAMAGES ARISING OUT OF THE
UNAVAILABILITY, USE, RELIANCE ON, INABILITY TO UTILIZE OR IMPROPER USE
OF THE SERVICE, EVEN IF LOREN KARR MEDIA WILL HAVE BEEN ADVISED
OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF
ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE. AS SOME JURISDICTIONS
DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL
DAMAGES, THE ABOVE EXCLUSIONS OF INCIDENTAL AND CONSEQUENTIAL DAMAGES
MAY NOT APPLY TO YOU.
10. Term & Termination
effective upon the User's entering or using the Website or Service and
remain in effect unless changed by Loren Karr Media. Loren Karr Media may, at
any time, terminate this Agreement and/or terminate the User's access
to any part or all of the Service without any advance notice.
Termination of these Terms and Conditions by Loren Karr Media will be
effective on the day that Loren
Karr Media gives notice of such
termination to the User. Loren
Karr Media will be entitled to
change or discontinue any or all of the Service and/or any pricing (if
any) relating to the Service at any time, or to modify these Terms and
Conditions at any time.
At Loren Karr Media's
request, the User agrees to defend, indemnify and to hold harmless Loren Karr Media, its
licensors, officers, directors and employees from any losses, claims
and liabilities (including attorney's fees) which may arise from your
use of the Service and/or material obtained from or through any Service
provided on the Website, or from your breach of these rules.
Notices to the User may
be made via either email or regular mail. Loren Karr Media may
also provide notices of changes to the Terms and Conditions or other
matters by displaying notices or links to notices generally through the
This Agreement shall be
governed by and construed in accordance with the laws of the State of
Iowa, USA, without regard to the principles of conflict of laws. This
Agreement constitutes the entire agreement between the parties hereto
with respect to the subject matter hereof. This Agreement shall not be
released, discharged, changed or modified in any manner, except by
instruments signed by duly authorized officers or representatives of
each of the parties thereto.
14. Other Loren Karr Media Legal documents
In addition to these
Media respects the privacy of our customers. The purpose of this
privacy statement is to provide you with information concerning our
services, the types of information we are provided or obtain ourselves
through visits to or use of our Website, how we use that information.
Our goal in handling information provided to us in connection with the
processing of transactions on our Website is to comply with applicable
data privacy laws and to offer users of our Website notice, choice,
consent, security, data integrity, access and enforcement with regard
to personal information provided to us by individuals in conjunction
with those transactions.
we use the information we collect.
the nature of the services provided by Loren Karr Media we may receive
personal information directly from you. The personal information may
include but is not limited to your name, mailing address, phone number,
and other information required to provide you with the product
Media also employs other companies to provide services to it in
connection with your transaction. We may use companies to process
credit card payments, deliver packages, send mail, analyze data,
provide marketing aid and assistance, provide customer service, and
otherwise provide services to us to enable us to serve you and enhance
our services. These organizations may have access to personal
information as required to permit them to perform their obligations to
us. We require these organizations to undertake to protect personal
information and to only use it in accordance with applicable laws and
for the purposes for which they are specifically engaged.
Some of the
ways in which we will use the personal information provided us include:
process or deliver your order, process or obtain payment or notify you
of the status of your order;
to provide it
to industry and credit related organizations for security, credit or
fraud prevention purposes;
to provide you
with announcements and other product offerings;
to send you,
with your consent, newsletters or promotional emails or undertake other
We may also
provide links from our Website to third party websites who may provide
services to you directly or on our behalf. THE PRIVACY POLICIES OF
THESE THIRD PARTY SITES MAY BE DIFFERENT FROM OUR PRIVACY POLICIES AND
WILL GOVERN ANY TRANSACTIONS UNDERTAKEN ON THAT SITE. We urge you to
your order to us you consent to the use of your personal information as
set forth above.
Will Loren Karr Media Give Me Notice of
Requests for My Information Made By Law Enforcement or Governmental
No. Loren Karr
Media may be required to respond to subpoenas, court orders or be asked
to respond to other legitimate requests for your personal information
from appropriate law enforcement or governmental authorities. In such
situations, we will release personally identifiable information to
third parties and organizations when we believe it is appropriate for
us to do so in order to comply with the law or to protect against
fraud. We will also release such information:
with law enforcement or other governmental investigations (without
necessarily requiring the law enforcement or government agency
requesting the information to formally serve us with a subpoena),
to comply with
all valid court orders or subpoenas,
to protect our
legal rights and those of our users; and/or
when we believe
it is needed for fraud protection and/or credit risk reduction.
Loren Karr Media
also reserves the right to report to such entities any activities that
we believe to be unlawful. Any report made to under this paragraph will
be made without prior notice to you.
In the event
Loren Karr Media merges with another entity, is acquired by another
entity, or enters into a business combination with another entity,
Loren Karr Media may be required to disclose and some or all of your
personally identifiable information to that entity to continue serving
do we protect customer information?
buy through the Loren Karr Media website are shopping on a secure
server which encrypts all of a customer's personal information. This
makes it difficult, if not impossible, for a third party to access or
use your personal information in an unauthorized manner.
Media has developed its service with security as a top priority. We use
firewalls to prevent access to information in our system and Secure
Socket Layers ("SSL") to encrypt your personal information and protect
it from disclosure, destruction, modification or use.
"Cookies" are a
data analysis technique that uses information stored on your browser.
Loren Karr Media cookies are used to identify a customer, not to
identify specific customer traits. If you do not want cookies in your
browser, you may set your browser to reject cookies or to notify you
when a website attempts to place a cookie in your browser.
We may also
collect other information which does not in and of itself identify a
specific individual. This information includes IP addresses, search
terms, domain names and browser types. We use this information to track
usage and other patterns on our web site.
Media does not sell, trade or rent personal information to anyone. We
will not use or share your personally identifiable information with
others except those individuals or entities which we have engaged to
provide services to you, for those purposes set forth above or with
Media may amend this policy from time-to-time. We suggest you visit
this web site periodically to determine whether or not any such changes
have been made.
If you have
questions or comments or would like to contact us concerning our
privacy statement, please contact us online at the following address: